![]() ![]() Visit the SCEMD website for more information on emergency preparedness. Don't forget to include copies of your insurance information, which will be important when filing a claim. Include essential items such as non-perishable food, water, medication, flashlights, and batteries. The SCDOI recommends having a supply kit that can sustain you and your loved ones for three to five days. Prepare an Emergency Kit:īuilding an emergency kit is crucial to ensure your family's safety during a hurricane or storm. This documentation will serve as invaluable evidence during insurance claims, ensuring that you are adequately compensated for your personal belongings. This inventory should include a written list of your belongings stored in a waterproof folder with accompanying photographs. The SCDOI advises utilizing resources such as the NAIC Home Inventory App or the SCDOI Storm Ready Guide to create a comprehensive home inventory. Take the time each year to assess whether your coverage needs have changed and make adjustments accordingly. By doing so, you can avoid surprises and be prepared when making a claim. It's important to understand policy deductibles and terms well in advance of any storm. Regularly reviewing your insurance policy with your agent is essential in understanding your coverage and exclusions. Review and Understand Your Insurance Policy: In this blog post, we will explore key recommendations from the SCDOI to help you prepare for the hurricane season. Understanding your policy, creating a home inventory, and implementing mitigation measures are crucial to ensuring you are resilient in the event of a storm. As the 2023 hurricane season officially begins in South Carolina, the South Carolina Department of Insurance (SCDOI) is urging residents to take proactive steps to protect their families and possessions, and to understand their insurance coverage. ![]()
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